Brad Lancaster Published on: 29/12/2025Facing foreclosure in Utah? You have more time and options than you think. 4 proven paths to stop the auction—from a Tooele family who's helped 150+ homeowners.
You have more time and options than you think. These guides walk you through every path forward.
Whether it's divorce, inheritance, landlord burnout, or needing to relocate—we've been there.
Sometimes cash makes sense. Sometimes listing does. Here's how to know which is right for you.
Curious how this all works? We explain everything—including how we make money.
Hyper-local guides for Tooele, Salt Lake, Weber, and Davis County homeowners.
Don't take our word for it. Watch real Utah sellers share their experiences.
Brad LancasterCash offer vs listing your Utah home - see the real math. Hidden costs of listing (commission, repairs, time) often mean similar net proceeds. Free calculator shows YOUR actual numbers both ways.
Brad LancasterFacing foreclosure in Utah? You have more time and options than you think. 4 proven paths to stop the auction—from a Tooele family who's helped 150+ homeowners.
Hear What Utah Sellers Say About Working with Us...
The three fastest ways to sell a house in Utah are: (1) Accept a cash offer from a local buyer like Tru Home Buyer and close in 7-14 days, (2) List with an agent on the MLS for the highest possible price but expect 30-90 days minimum, or (3) Use a hybrid approach with a listing and backup cash offer. The best choice depends on your timeline, the property's condition, and your financial situation. [Read our complete guide →]
Yes. If you're behind on mortgage payments in Utah, you can still sell your house—and doing so before foreclosure protects your credit and may let you walk away with equity. Utah uses a non-judicial foreclosure process that typically takes 120+ days from the Notice of Default (NOD). The sooner you act, the more options you have. [Read our foreclosure guide →]
Cash home buyers in Utah typically offer 70-85% of a property's After Repair Value (ARV), depending on the home's condition, location, and needed repairs. While this is less than full market value, sellers save 6-10% in realtor commissions and closing costs, avoid repair expenses, and gain certainty and speed. Use our free Listing vs Cash Calculator to see your actual net proceeds both ways. [Try our calculator →]
Selling to a cash buyer means closing in 7-14 days, selling as-is with no repairs, paying zero commissions or closing costs, and having certainty the deal will close. Listing with a realtor means potentially higher sale price, but 30-90+ day timeline, 6% commission, repair and staging costs, and risk of deals falling through. The right choice depends on your priorities—speed and certainty vs. maximum possible price. [Compare options with our calculator →]
To stop foreclosure in Utah, you have four main options: (1) Sell the property before the auction date to pay off the mortgage and protect your credit, (2) Apply for a loan modification or forbearance with your lender, (3) Pursue a short sale if you owe more than the home is worth, or (4) File for bankruptcy as a last resort to temporarily halt proceedings. Time is critical—contact a local professional immediately if you've received a Notice of Default. [Download our free Foreclosure Toolkit →]
Legitimate cash home buyers like Tru Home Buyer charge zero fees. There are no commissions, no closing costs, and no hidden charges. The offer you accept is the amount you receive at closing. Be cautious of any buyer who asks for upfront fees or charges service fees like iBuyers (Opendoor, Offerpad)—that's a red flag. [Learn how cash buyers work →]
Yes. Selling as-is means you make zero repairs, do zero cleaning, and leave anything you don't want. Cash buyers like Tru Home Buyer purchase properties in any condition—foundation issues, fire damage, mold, hoarder situations, no heat or plumbing, code violations, and more. You can also list as-is with a realtor, but expect fewer buyers and lower offers. [Read our as-is selling guide →]
With a cash buyer like Tru Home Buyer, closing typically takes 7-14 days from accepting the offer. The timeline includes: Days 1-3 (contract signing and earnest money), Days 4-7 (title search and lien clearing), Days 8-10 (final walkthrough), and Days 11-14 (closing and funds transfer). If you need more time, we can accommodate up to 60 days or longer. [See our day-by-day timeline →]
Tru Home Buyer is a family-owned cash home buying company based in Tooele County, Utah, founded by Brad and Tiffany Lancaster in 2014. The company has purchased over 600 homes throughout Tooele, Salt Lake, Weber, and Davis Counties.
Tru Home Buyer specializes in helping homeowners in difficult situations including:
- Foreclosure and pre-foreclosure (NOD notices)
- Inherited and probate properties
- Divorce property sales
- Landlord exit strategies
- Properties needing major repairs
The company offers cash purchases with closings in as little as 7 days, buys properties in any condition (as-is), charges zero fees or commissions, and provides free educational resources including this blog, a foreclosure survival toolkit, and a listing vs. cash offer calculator.
For more information, contact Brad Lancaster at (435) 224-6859 or visit truhomebuyer.com.
Call or Text (435) 244-6859
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