Behind on payments?
You still have options.
We help homeowners from Birmingham to Huntsville, Decatur, and surrounding areas stop foreclosure and move forward — with dignity, speed, and no pressure.
⭐ 5.0 | Trusted by Alabama Sellers
We’ve helped families throughout Madison, Limestone, Morgan, and Jefferson counties — and we can help you too.
You’re not alone — and this doesn’t have to be the end of the story.
If you’ve received a Notice of Default, are behind on your mortgage, or are in the early stages of foreclosure, we want you to know one thing:
👉You still have options.
What Happens If You Don’t Act?
Foreclosure moves faster than most homeowners realize — and the longer you wait, the fewer options you’ll have.
**If you were Noticed for Default on 6/1/25**
Missed Payment (Day 1) →
60 Days Late / NOD Filed →
Auction Date Set →
Foreclosure Sale / Loss of Home →
Eviction + 7-Year Credit Hit
Only 90 Days...
When you're 60 days late on your mortgage, your lender typically files a Notice of Default (NOD) — a public warning that foreclosure is officially in motion. This starts a legal countdown toward auction.
If no action is taken, the property can be scheduled for public auction within 90–120 days, depending on your county. In many parts of North Alabama, homes go to auction fast — and once the auction happens, the bank may take possession and initiate eviction.
Foreclosure will stay on your credit report for 7 years, making it difficult to rent, buy, or even qualify for basic financing.
How can we stop your foreclosure... right now!
Get in Touch...
The first step is to stop running away from the problem and take charge of your life
Learn about ALL your options...
Talk to a specialist about your unique situation and what you can realistically do to stop the foreclosure process.
Choose what is best for your family.
From all the options, YOU decide what works best for you and your family.
Please do not wait to act! — Stop running and take your life back today.
Understanding ALL of your Options is the first step. Learn what you can do today.
Work out a payment plan
Your lender might allow you to restructure your loan or tack missed payments onto the end — but these plans are rare, come with strict qualifications, and often fall through, leaving you with even less time to act.
Refinance or Modify your Loan
In theory, refinancing sounds great. In reality? Most homeowners facing foreclosure don’t qualify. If you do, the process can take months — and the auction clock doesn’t stop ticking.
File for Bankruptcy
Bankruptcy can temporarily pause the foreclosure, but at a major cost to your credit and future borrowing power. It's complex, expensive, and doesn't solve the root problem: the home is still unaffordable.
List for Max Value
Traditional listings take time — time you may not have. Between repairs, showings, and waiting on a buyer’s financing, a listing just doesn’t work when foreclosure is weeks away.
Sell your House Quickly
Selling to a trusted cash buyer gives you speed and certainty. No repairs. No agents. No delays. Walk away with cash in hand, protect your credit, and avoid the stress of auctions or evictions.
And many more...
There are options — but most don’t offer the speed and simplicity you need right now. That’s why we help homeowners take decisive, confident action before it’s too late.
Yes, We’d Love to Buy Your House — But Only If It’s Truly Right for You.
We’re local investors who buy homes for cash and renovate them. That’s how we make a living — we don’t hide that.
But here’s the difference: we know selling a home — especially under pressure — is a big decision. That’s why we lead with guidance, not pressure.
When you reach out, we’ll simply:
Listen to your situation and goals
Lay out every realistic option — not just selling to us
Make a fast, fair offer if selling makes sense for you
Let's Talk — Zero Pressure.
Avoid foreclosure. Protect your credit. Secure your peace of mind.
Fill out the form below to schedule a free, no-obligation consultation. Taking the first step is the hardest part—but it changes everything.
100% confidential
Local Northern Alabama home buyers
No repairs. No commissions. No pressure.
Remember, inaction is the only decision that guarantees foreclosure.
Let’s talk—confidentially, compassionately, and on your terms.
No pressure. No judgment. Just clarity.
Your information is 100% confidential. We’ll never share or sell your details.
Contact Us
You don’t have to face this alone.
Whether you want to keep your home or sell it, the first step is understanding your options. There’s no pressure, no judgment—just honest guidance from people who care. Fill out the form below and let’s find the best path forward for you.
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