Cash vs. Listing Calculator

See your estimated cash offer

🏠
Compare Your Options Cash offer vs. listing with an agent

Cash Offer vs. Listing Calculator

See exactly how much you'll net from each option - and how much you earn per hour waiting

$
Enter the estimated market value if you listed it
Total living space in square feet
$
Enter the exact amount you owe - leave blank if paid off

Your Personalized Comparison

Traditional Listing

Home Sale Price $0
✗ Repairs Needed $0
✗ Realtor Commission (6%) $0
✗ Closing Costs (3%) $0
✗ Inspection -$500
✗ Holding Costs $0
✗ Mortgage Payoff $0
Timeline:
Construction: 0 days
Days on Market: 0 days
Total Wait: 0 days
Your Net Proceeds
$0
$0/hour earned

Cash Offer (Tru Home Buyer)

Fair Cash Offer $0
Repairs $0 (We handle)
Commission $0
Closing Costs $0 (We cover)
Inspection $0
Holding Costs $0
Mortgage Payoff $0
Timeline:
Get Offer: 24 hours
Close: 7-14 days
Total Wait: 14 days max
Your Net Proceeds
$0
$0/hour earned

Side-by-Side Experience Comparison

Factor Traditional Listing Cash Offer (Tru Home Buyer)
Time to Get Offer 7-14 days (agent pricing) 24 hours guaranteed
Time to Close 60+ days 7-14 days guaranteed
Must Repair Home Yes, required No, we buy as-is
Time Spent on Repairs 30-90 days Zero days
Strangers in Your Home Multiple showings Just one walkthrough
Must Keep House Clean Always show-ready No cleaning needed
Contractor Disruption Weeks of work None
Additional Repairs After Inspection Often required Not applicable
Risk of Buyer Financing Falling Through 20-30% fall through Zero risk - we pay cash
Guaranteed Sale No guarantee 100% guaranteed if you accept
Stress Level High (months of uncertainty) Low (done in 2 weeks)

Summary

Get Your Cash Offer

Or call Brad Lancaster: (435) 224-6859

Important Disclosure: This calculator provides estimates for informational and educational purposes only and does not constitute a formal offer to purchase your property. Actual cash offer amounts may vary significantly based on a comprehensive property inspection, current market conditions, comparable sales data, property location, condition assessment, title review, and other factors determined during our evaluation process.

The calculations shown are based on general assumptions and industry averages for repair costs, holding costs, commission rates, and market timelines. Your specific situation may differ. Tru Home Buyer makes no guarantees, representations, or warranties regarding the accuracy, completeness, or reliability of these calculations or estimates.

All cash offers are contingent upon property inspection, title review, and final approval. We reserve the right to modify or withdraw any offer based on information discovered during our due diligence process. By using this calculator, you acknowledge that you have read and understood this disclosure.

For a formal cash offer on your property, please submit your information through our form or contact us directly. This calculator does not create any obligation or agreement between you and Tru Home Buyer.

Get a Fair Cash Offer
in 24 Hours

No obligations. No fees.
Close in as little as 7 days.
★★★★★
5.0 rating from 13 reviews

Common Questions

What areas do you serve?
We buy houses throughout Tooele County, Salt Lake County, Weber County, and Davis County including Tooele, Grantsville, Salt Lake City, West Valley City, Ogden, and surrounding areas.
Can I sell if I'm behind on payments?
Yes! We specialize in helping homeowners behind on payments. We can often close before foreclosure auction, helping you avoid foreclosure on your credit and potentially walk away with cash.
Do you buy houses in any condition?
Absolutely! We buy houses in ANY condition—foundation issues, fire damage, mold, no heat/plumbing, code violations, hoarder situations. Since 2014, we've purchased 600+ properties.
How quickly can I close?
Once you accept our offer, we can close in as little as 7-14 days. Or choose a timeline that works for you—up to 60 days if needed. Funds via wire transfer or cashier's check.
Are there any hidden fees?
Absolutely not. Zero hidden fees, zero commissions, zero closing costs. We cover all title fees, transfer taxes, and closing expenses. The offer you accept is exactly what you receive.
View All FAQs →

Facing Foreclosure in Utah? 4 Options to Stop Foreclosure and Save Your Home in 2026

December 29, 20250 min read
Custom HTML/CSS/JAVASCRIPT
Custom HTML/CSS/JAVASCRIPT
foreclosureauctionutah
Back to Blog
Certified  Cash Buyers

Certified

Cash Buyers

Local Business  Tooele and Salt Lake

Local Business

Tooele and Salt Lake

600+ House Bought in  Tooele and SLC

600+ Homes Bought in

Tooele and SLC

Family Owned  Business

Family Owned

Business

Personal Data is  Private & Protected

Personal Data is

Private & Protected

Sell Your House Fast for Cash in Tooele & Salt Lake County, Utah

Founded by Brad Lancaster in 2014, Tru Home Buyer is a family-owned cash home buying company specializing in helping local homeowners just like you find stress-free solutions that work. Whether you're facing foreclosure, dealing with an inherited property, going through a divorce, or simply need to move quickly—we offer fast, fair cash offers with no fees, no commissions, closings in as little as 7 days, and no pressure.
600+ Utah Families Helped Since 2014
Neighborhoods We Serve:

Davis County

Farmington, Bountiful, Kaysville, Layton
Tooele County
Tooele, Grantsville, Stansbury Park, Erda

Salt Lake County

Salt Lake City, West Valley City, Magna, Murray, Sandy, Draper

Weber County

Ogden, Roy, North Ogden, Pleasant View

Hear What Utah Sellers Say About Working with Us...

"The gentleman that talked to me when I called in gave me the information and I said, 'That sounds fine to me, you know.' He gave me the price and said 'When do you want to close?' And I said, 'How about a week from now?' And we were able to close in a week."
★★★★★
Jennifer M.
Tooele County Home Seller
March 2019
"We contacted Tru Home Buyer. The experience was great - we had a set price right away. The closing date - we were able to set that at our choosing, which was really, really nice because we were able to make it to where we needed to be on our deadline, plus they covered all the closing costs."
★★★★★
Michael R.
Salt Lake County Home Seller
July 2019
"I was dealing with some agents, and nothing was working out for me. And finally I went online, and I saw Brad, and he called me, and he was so good. Very honest. And he actually helped us."
★★★★★
Sarah T.
Weber County Home Seller
October 2019
"We actually first tried to sell it through an agent. It took about eight months. We had two offers but they both fell through. Then we called Brad and it was done in under two months."
★★★★★
David & Lisa K.
Tooele County Home Sellers
January 2020
"I was able to give Brad a call and he came down immediately and looked at the situation and was able to give me an offer on the property right then and there, and we closed within two weeks. It was great!"
★★★★★
Robert P.
Salt Lake County Home Seller
April 2020
"We called them, we got everything figured out. We did a walkthrough. It was literally maybe a week and a half, two weeks process. We sat down at the title company, signed papers, and it was great. It was easy, it was quick, and it was done."
★★★★★
Amanda S.
Weber County Home Seller
August 2020
"Brad from Tru Home Buyer had a simple offer, was upfront about everything and made it really easy. We just signed the papers one day and he handed me a check."
★★★★★
Chris W.
Tooele County Home Seller
November 2020
"The guy was super easy to work with. Very transparent - didn't beat around the bush. He was straightforward: here's the offer, this is what I can do. There was no games or anything - it was very straightforward and I appreciated that."
★★★★★
Mark D.
Salt Lake County Home Seller
February 2021
"I didn't have to worry about if someone was going to show up to look at the house, I didn't have to worry about having it clean constantly. I just called up Brad and we went from there. They were very responsive and I was happy with the amount they gave me for the house."
★★★★★
Nicole H.
Tooele County Home Seller
May 2021
"I think the main thing was just that he was very honest, he communicated very well. He was available whenever we needed him. It was a very easy sale."
★★★★★
James B.
Weber County Home Seller
July 2021
"Brad has been wonderful, helpful. Made the entire process easy - from getting the phone call from him to closing day. He gave us more than what we thought we were going to get for the house. Best of all - we didn't have to fix anything!"
★★★★★
Patricia G.
Salt Lake County Home Seller
September 2021
"Brad was there every step of the way. He was on top of it, made sure we knew what was going on. I really appreciated the transparency, and he definitely did what he said he was going to do."
★★★★★
Kevin & Maria L.
Tooele County Home Sellers
November 2021

Frequently Asked Questions

What areas do you serve in Utah?

We buy houses throughout Tooele County (including Tooele, Grantsville, Stansbury Park, and Erda), Salt Lake County (including Salt Lake City, West Valley City, Magna, Murray, Sandy, and Draper), Weber County (including Ogden, Roy, and North Ogden), and Davis County. If you're in a nearby area, contact us at (435) 224-6859 to see if we can help.

Can I sell my house if I'm behind on mortgage payments?

Yes! We specialize in helping Utah homeowners who are behind on payments. If you're facing foreclosure, we can often close before the foreclosure auction date, helping you avoid foreclosure on your credit report and potentially walk away with cash. Time is critical—call us immediately at (435) 224-6859 if you're facing foreclosure.

What does it mean to sell my house for cash, and how is it different from a traditional sale?

Selling your house for cash means a buyer, like Tru Home Buyer, purchases your property directly with funds readily available, without relying on mortgage financing. This eliminates delays from loan approvals, appraisals, or financing contingencies, allowing for a faster and simpler process. Unlike a traditional sale, which can take 45-90 days and involves real estate agents, showings, and repairs, our cash sale process is hassle-free, often closing in as little as 7-14 days. You sell your home as-is, with no need for staging, repairs, or commissions, saving you time and money.

How do you determine a fair cash offer for my home?

At Tru Home Buyer, we calculate a fair cash offer by evaluating your home’s current condition, size, location, and recent sales of comparable properties. We also factor in any necessary repairs or updates, which we cover after purchase, and local market trends. Our goal is to provide a competitive offer that reflects your home’s value while accounting for the speed and convenience of a cash sale. We’re transparent about our process and happy to walk you through how we arrive at your offer, ensuring you feel confident in its fairness.

Will I get less money selling for cash compared to listing with a realtor?

Cash offers may be slightly lower than traditional market offers due to the speed, certainty, and as-is nature of the transaction. On average, cash buyers pay about 10-12% less than financed buyers, as they assume repair costs and streamline the process. However, with Tru Home Buyer, you save on realtor commissions (3-6%), closing costs (up to 10%), and repair expenses, which can offset the difference. We aim to maximize your net proceeds while offering a stress-free sale, and you’re welcome to compare our no-obligation offer to traditional sale estimates.

How quickly can I close the sale and receive my cash?

One of the biggest advantages of selling to Tru Home Buyer is our fast closing timeline. Once you accept our fair cash offer, we can close in as little as 7-14 days, or on a timeline that suits your needs—whether that’s a few weeks or up to 60 days. We work with reputable local title companies to ensure a smooth, secure transaction, and you’ll receive your funds via wire transfer or cashier’s check at closing. Our flexible scheduling lets you move at your pace.

Can you help if my house is in a trust or probate?

Yes. We have experience purchasing properties in trusts and going through probate. We can work with your attorney or executor to facilitate the sale. The process takes a bit longer due to legal requirements, but we've successfully helped many Utah families sell inherited properties in probate situations.

Do I need to be present in Utah to sell my house to you?

No. We can handle remote closings if you've relocated out of state. We use secure online document signing and can coordinate with title companies to complete the sale without you being physically present in Utah. This is common for inherited properties or when sellers have already relocated for work.

Do you buy houses in any condition?

Absolutely. We buy houses in ANY condition including homes with foundation issues, fire damage, mold problems, no heat or plumbing, code violations, structural problems, and hoarder situations. If it has walls and a roof, we'll consider it. Since 2014, we've purchased 600+ properties throughout Utah in all types of conditions.

Do I need to make repairs or clean my house before selling?

No, you don’t need to make any repairs or clean your home. Tru Home Buyer buys houses as-is, regardless of condition—whether it’s outdated, damaged, or filled with belongings. We handle all repairs, clean-up, and junk removal after the sale, saving you time and expense. This is ideal if your home needs significant work or you’re unable to prepare it for showings, making the process effortless for you.

How can I trust that Tru Home Buyer is a legitimate and ethical company?

At Tru Home Buyer, we pride ourselves on our ethical, transparent, and compassionate approach. We’re a locally focused company in, with a reputation for fairness and integrity. You can verify our legitimacy by checking customer testimonials, requesting references from past sellers, or contacting us directly at our local office. We provide clear, no-obligation offers, never charge upfront fees, and work with licensed title companies to protect your interests. Our team is always available to answer questions and ensure you feel secure throughout the process.

Are there any hidden fees or costs?

Absolutely not. We believe in complete transparency, and there are no hidden fees, commissions, or closing costs when you sell to Tru Home Buyer. We cover all title fees, transfer taxes, and closing expenses, so the offer you accept is the amount you receive at closing. Unlike traditional sales, where sellers pay 3-6% in agent commissions and additional costs, our process is designed to maximize your proceeds and eliminate surprises.

What if I’m facing foreclosure, divorce, or other challenging situations?

Tru Home Buyer specializes in helping homeowners navigate difficult circumstances, such as foreclosure, divorce, inherited properties, or financial stress. Our compassionate team listens to your unique situation and tailors a solution to meet your needs, whether it’s a quick sale to avoid foreclosure or a flexible closing date to ease your transition. We buy homes in any condition and handle all paperwork, providing a stress-free way to move forward. Contact us to discuss your situation confidentially, and we’ll work to find a win-win solution.

How is selling to Tru Home Buyer different from selling to an iBuyer like Opendoor?

Unlike iBuyers who charge 5-6% service fees and require repairs after inspection, Tru Home Buyer charges zero fees and buys truly as-is. Brad Lancaster personally visits every property (not an algorithm), and we're a local Utah family business based in Tooele—not a national corporation. We've been serving Utah families since 2014 with over 600 homes purchased.

What happens after I accept your cash offer?

Once you accept our offer, we schedule a closing date that works for you (as soon as 7-14 days or longer if you prefer). We handle all paperwork and work with a reputable local title company. You don't need to do anything except show up at closing to sign papers and receive your cash via wire transfer or cashier's check. We take care of everything.

Meet Your Local Home Buyer

At Tru Home Buyer, we’re a family-owned business with a passion for helping homeowners find stress-free solutions. I'm Brad Lancaster, a husband, father and Tooele local who’ve spent years navigating the world of real estate, and I know that selling a home isn’t always easy.

That’s I'm we’re here—to make it simple, fast, and hassle-free. No agents, no repairs, no endless waiting. Just a fair cash offer, on your terms. Whether you’re facing foreclosure, dealing with an unwanted inheritance, or simply need to sell quickly, we’ll work with you to create the best possible solution.

When you reach out to us, you’re not just getting an investor—you’re getting real people who care. We’ll personally visit your home for a quick, no-obligation walk-through and give you a fair, market-based cash offer. No pressure, no gimmicks—just an honest way to sell your home with confidence.